Kingsley LendingKingsley Lending
(951) 546-0009Apply for Funding
About Us · Riverside, CA

CA-licensed advisors built for the IE.

Independent Riverside brokerage since 2020. 20+ CA-licensed lenders, 38 programs, 380+ Inland Empire files funded - and never a single application fee.

Apply for Funding →
Call an advisor(951) 546-0009
Mon–Sat 8am–7pm PST · 3750 University Ave, Riverside, CA 92501
2020
Founded in Riverside
Built in the IE, for the IE - not a side market
$47M
Funded across the IE
380+ Inland Empire businesses served
20+
CA-licensed lenders
Vetted partner network · we work for you
SBA Loans
SBA 7(a) Loan
Business Line of Credit
Working Capital Loans
Small Business Loans
Short Term Business Loans
Merchant Cash Advance
Unsecured Business Loans
Startup Business Loans
Business Acquisition Loans
Accounts Receivable Financing
Invoice Factoring
Revenue Based Financing
Same Day Business Loans
Business Lenders Near Me
Business Loan Broker
Commercial Loan Broker
Equipment Financing
Dental Practice Loans
Medical Practice Loans
Restaurant Loans
Trucking Business Loans
Commercial Construction Loan
Hotel Loans
Salon Business Loans
Retail Business Loans
Auto Repair Shop Financing
Ecommerce Business Funding
Food Truck Financing
Loan for Gym Business
Manufacturing Equipment Financing
Agriculture Equipment Financing
Landscaping Equipment Financing
Farm Credit Financing
SBA Loan for Daycare
SBA Loan for Franchise
SBA Express Loan for Veterans
Women Owned Business Funding
SBA Loans
SBA 7(a) Loan
Business Line of Credit
Working Capital Loans
Small Business Loans
Short Term Business Loans
Merchant Cash Advance
Unsecured Business Loans
Startup Business Loans
Business Acquisition Loans
Accounts Receivable Financing
Invoice Factoring
Revenue Based Financing
Same Day Business Loans
Business Lenders Near Me
Business Loan Broker
Commercial Loan Broker
Equipment Financing
Dental Practice Loans
Medical Practice Loans
Restaurant Loans
Trucking Business Loans
Commercial Construction Loan
Hotel Loans
Salon Business Loans
Retail Business Loans
Auto Repair Shop Financing
Ecommerce Business Funding
Food Truck Financing
Loan for Gym Business
Manufacturing Equipment Financing
Agriculture Equipment Financing
Landscaping Equipment Financing
Farm Credit Financing
SBA Loan for Daycare
SBA Loan for Franchise
SBA Express Loan for Veterans
Women Owned Business Funding
Our Story

Built for the Inland Empire

Kingsley Lending was founded in Riverside in 2020 to give Inland Empire owners a real alternative to the one-size-fits-all online lenders. We work files from the San Bernardino I-15 corridor, Moreno Valley e-commerce warehouses, Ontario Airport logistics operators, Temecula hospitality and wine country, and Fontana manufacturing - every day.

We're independent, CA-licensed, and paid by the lender - never by you. That means we match the program to your cash flow, not to whichever lender pays the highest commission.

2020
Founded
380+
Files
$47M
Total
Kingsley Lending advisor meeting with a Riverside business owner
How It Works

From first call to funded

One 5-minute call. Same-day answer. No obligation.

Step 01

Call us - 5 minutes

No forms, no credit pull. Tell us your goal, we start matching.

01
Step 02

We match 20+ CA lenders

Real competing offers, rates and terms, before any application.

02
Step 03

You pick, we fund

Compare side by side. Working capital funds 24hr. SBA in weeks.

03
Why Us

The Kingsley Lending difference

Kingsley Lending advisor working with an Inland Empire business owner
Independent · CA-licensed
Built for Inland Empire owners
Riverside HQ since 2020 · 380+ IE files funded · 20+ CA-licensed lenders

Independent, not captive

Not owned by a single lender or fund. We match you to the right program across 20+ CA-licensed partners - based on your cash flow, not their quota.

  • 20+ CA-licensed partners
  • Programs matched to cash flow
  • We work for you
Apply for Funding →

Local files, every day

Riverside, San Bernardino, Moreno Valley, Ontario, Temecula, Fontana - we work IE files daily, not as a side market.

  • IE-focused since 2020
  • 14 served suburbs
  • Local industry fluency

Same-day answers

Call at 8am, know your options by noon. Real humans, real timelines - no portal limbo.

  • 8am–7pm PST
  • Real human, every call
  • 24–72 hr funding

CA licensed advisors

Regulated in California. Every program comes from a CA-licensed lender - vetted, not random online matches.

  • CA DFPI registered
  • Licensed lenders only
  • Local since 2020

38 programs, one advisor

SBA, working capital, equipment, factoring, specialty. One conversation matches the right program to your file.

  • SBA 7(a) & 504
  • Lines & term loans
  • AR & equipment
$47M+
Funded across the Inland Empire
380+
Riverside-area businesses served
20+
CA-licensed lenders in network
4.9★
Average client rating
Service Areas

Where we work

14 cities. One trusted local lender. Same-day answers.

Inland Empire coverage
HQ · RiversideSan BernardinoOntarioMoreno ValleyVictorvilleRancho CucamongaFontanaChinoRialtoTemeculaMurrietaLake ElsinoreWildomarMenifeeHemet
HQService area
Hover a pin or city →
14 cities served8 programs each
San Bernardino
Inland Empire county seat and historic commercial hub
Ontario
Ontario International Airport corridor and logistics center
Moreno Valley
Fastest-growing IE city with major e-commerce distribution
Victorville
High Desert logistics, retail and distribution hub on I-15
Rancho Cucamonga
Upscale IE retail and professional services corridor
Fontana
Major warehouse and logistics hub on the I-10 east corridor
Chino
Agricultural-turned-industrial market on the SR-71 / SR-60 hub
Rialto
Logistics and light manufacturing corridor on I-210 / I-10
Temecula
Wine country tourism, hospitality and professional corridor
Murrieta
SW Riverside County professional and retail growth market
Lake Elsinore
I-15 retail, recreation and small-business growth market
Wildomar
SW Riverside community with trades, services and small retail
Menifee
Booming SW Riverside County residential and retail growth area
Hemet
San Jacinto Valley retail and healthcare service corridor
View all service areas
Client voices

What Inland Empire owners say about working with us

★★★★★

“Kingsley actually picked up the phone. Working capital approved in 48 hours from a CA-licensed lender who understood IE warehouse cash flow.”

MC
M. Castillo
San Bernardino Distribution Co.
★★★★★

“They explained every fee before I signed. No surprises, no upsell - just an advisor who knew IE logistics.”

SR
S. Ramirez
Moreno Valley Trucking
★★★★★

“SBA 7(a) closed in six weeks. Kingsley handled every CA-specific document. I never felt like a file number.”

JL
J. Liu
Rancho Cucamonga Medical
★★★★★

“Independent advice from a brokerage that wasn't trying to push one lender's product. That's rare.”

AB
A. Bhatt
Ontario Airport Logistics
★★★★★

“They understood harvest-season cash flow. Line of credit funded in 72 hours - no judgement on a seasonal business.”

TR
T. Rivera
Temecula Wine & Hospitality
★★★★★

“Five years in, they still call to check in. Kingsley is the relationship every IE owner wishes their bank was.”

DW
D. Washington
Fontana Manufacturing
★★★★★

“Kingsley actually picked up the phone. Working capital approved in 48 hours from a CA-licensed lender who understood IE warehouse cash flow.”

MC
M. Castillo
San Bernardino Distribution Co.
★★★★★

“They explained every fee before I signed. No surprises, no upsell - just an advisor who knew IE logistics.”

SR
S. Ramirez
Moreno Valley Trucking
★★★★★

“SBA 7(a) closed in six weeks. Kingsley handled every CA-specific document. I never felt like a file number.”

JL
J. Liu
Rancho Cucamonga Medical
★★★★★

“Independent advice from a brokerage that wasn't trying to push one lender's product. That's rare.”

AB
A. Bhatt
Ontario Airport Logistics
★★★★★

“They understood harvest-season cash flow. Line of credit funded in 72 hours - no judgement on a seasonal business.”

TR
T. Rivera
Temecula Wine & Hospitality
★★★★★

“Five years in, they still call to check in. Kingsley is the relationship every IE owner wishes their bank was.”

DW
D. Washington
Fontana Manufacturing
★★★★★

“Five years in, they still call to check in. Kingsley is the relationship every IE owner wishes their bank was.”

DW
D. Washington
Fontana Manufacturing
★★★★★

“They understood harvest-season cash flow. Line of credit funded in 72 hours - no judgement on a seasonal business.”

TR
T. Rivera
Temecula Wine & Hospitality
★★★★★

“Independent advice from a brokerage that wasn't trying to push one lender's product. That's rare.”

AB
A. Bhatt
Ontario Airport Logistics
★★★★★

“SBA 7(a) closed in six weeks. Kingsley handled every CA-specific document. I never felt like a file number.”

JL
J. Liu
Rancho Cucamonga Medical
★★★★★

“They explained every fee before I signed. No surprises, no upsell - just an advisor who knew IE logistics.”

SR
S. Ramirez
Moreno Valley Trucking
★★★★★

“Kingsley actually picked up the phone. Working capital approved in 48 hours from a CA-licensed lender who understood IE warehouse cash flow.”

MC
M. Castillo
San Bernardino Distribution Co.
★★★★★

“Five years in, they still call to check in. Kingsley is the relationship every IE owner wishes their bank was.”

DW
D. Washington
Fontana Manufacturing
★★★★★

“They understood harvest-season cash flow. Line of credit funded in 72 hours - no judgement on a seasonal business.”

TR
T. Rivera
Temecula Wine & Hospitality
★★★★★

“Independent advice from a brokerage that wasn't trying to push one lender's product. That's rare.”

AB
A. Bhatt
Ontario Airport Logistics
★★★★★

“SBA 7(a) closed in six weeks. Kingsley handled every CA-specific document. I never felt like a file number.”

JL
J. Liu
Rancho Cucamonga Medical
★★★★★

“They explained every fee before I signed. No surprises, no upsell - just an advisor who knew IE logistics.”

SR
S. Ramirez
Moreno Valley Trucking
★★★★★

“Kingsley actually picked up the phone. Working capital approved in 48 hours from a CA-licensed lender who understood IE warehouse cash flow.”

MC
M. Castillo
San Bernardino Distribution Co.
4.9
Avg Rating
380+
Files Funded
98%
Satisfaction
$47M
Total Funded
FAQ

Questions about Kingsley Lending

We're paid by the lender on funded files only. No application fee, no upfront cost, no surprise broker fees. If we don't fund your file, we don't get paid.

Our Promise

Three things we promise every Riverside owner

We built Kingsley Lending around the things Inland Empire owners told us were missing from business lending - independence, locality, and a real human on the other end.

100%lender-paid
14IE suburbs
$0application fee
📞 (951) 546-0009 - Talk to an advisor
PROMISE 01
We work for you, not the lender
Independent CA-licensed brokerage - paid by the lender on funded files only
✓
PROMISE 02
Inland Empire is home, not a market
Riverside HQ since 2020 · 14 IE suburbs worked daily
✓
PROMISE 03
Every call is a real human
8am–7pm PST · same-day answer · no portal, no chatbot
✓

Ready to fund your Riverside business?

5-minute call. Same-day answer. No credit pull, no obligation.

(951) 546-0009
Mon–Sat 8am–7pm PST
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